GENERAL LOAN REQUIREMENTS Your loan consultant will work with you one-on-one to walk you through our loan requirements when you apply. But before you get started, learn about our basic loan requirements below. In general, to qualify for a loan you must: Have a credit score of 525 or higher or no credit score Find out if you are likely to meet this requirement: use  MyFico’s Credit Score...

AFFORDABLE LOANS FOR GROWING BUSINESSES Accion helps qualified small businesses grow with affordable small business & startup loans. We help you take a step towards building your credit, too, because we report to all three credit bureaus. SMALL BUSINESS LOAN PRODUCTS Business Loans up to $50,000: for established, profitable businesses Review requirements Start-up Business Loan up to...

Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country. Accion offers business loans up to $50,000 and financial education throughout the United States. We specialize in...

Microfinance institutions (MFIs) in the United States, such as Accion, grew from the success of microlending programs abroad, and have since been adapted to meet the unique needs of microentrepreneurs in the United States. Like its international counterpart, domestic microfinance seeks to empower self-employed individuals with affordable and accessible business capital. While domestic and...